Renters Insurance FAQ

As you continue to plan to relocate to Desoto, TX, you should also be preparing to get your renters insurance from Don Atwell & Associates. Your tenant will not be covering your belongings through homeowners insurance, which means that you need to cover your properties through this policy. However, understanding some FAQs on renters insurance may hint at how this policy is important. 

Does Renters Insurance Flash Cover Flood Damages?

Just like in-home insurance, renters’ coverage does not cover risks or damages associated with flooding. As such, you need to get supplemental insurance that covers flood risks and associated damages. 

Does Renters Insurance Cover My Car?

The fact that your car is not inside your room means that the renter’s insurance will not cover it. In most cases, homeowners insurance may be responsible for your car as it is within their jurisdiction. However, theft of personal properties inside your car is covered by renter insurance. 

Does Renters Insurance Cover Rodents?

If you have a rodent infestation in your room or other unwanted pests such as bedbugs, your renter’s insurance will not help. It is upon you to make sure that your house is clean and free from bedbugs and rodent infestation.

Is Renters Insurance Expensive?

Technically, renters insurance is one of the cheapest insurance policies you can get in the market. However, several factors play a central role in determining the amount of money you will be paying for renters insurance. If you have items of value, such as expensive furniture, electronics, and sports equipment, you’re likely to pay higher insurance premiums for this policy.

Do I Need Renters Insurance?

If you live in Desoto, TX, most of the tenants require that you have renters insurance to cover most personal items. You can get your renter’s insurance policy from Don Atwell & Associates and avoid inconveniences in your new home.